The Magic Johnson Prepaid MaterCard is a reloadable card for all your spending needs. Thru 3/31/13 when you sign up, there will be no activation fee. Plus they will give you a $10 Bonus Credit* when you enroll in Direct Deposit.
Make sure you read all the fine print to this card to make sure it is right for you.
*To be eligible for the $10 bonus, you must enroll and have at least two direct deposits of $250 or more from the same source within two months.