Who Said Nothing in Life is Free?

The digital rewards site Swagbucks is nearing $200,000,000 in cash and gift cards given back to it members. Since 2008, they’ve rewarded members for things we all do online, like shopping, watching videos, discovering deals, answering surveys, and searching the web.

$200,000,000 is a huge number, and to celebrate they’re holding a “Swago” promotion starting Monday, September 11th at 9am PDT!

Swago is just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it. Here are a few tips:

Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of our popular stores!

Once you complete the action item in a particular square the square will change color signifying the action item is complete.

You have until 12pm PT/3pm ET on Tuesday, September 19th to mark off as many squares as possible so use your time wisely.

Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.

Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you’ll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner!

The Spin & Win Wheel will not be available to use until 9AM PT/12PM ET on Tuesday, September 19th and will end at 9AM PT/12PM ET on Thursday, September 21st.

Fill up your board and then submit your pattern to get even more points – if you can fill in the whole board, you get a 500 SB bonus! That’s enough for a $5 gift card in their Rewards Store to the retailer of your choice.

Click here right now and click “Join” to get started! If you don’t already have a Swagbucks account, you’ll be able to quickly sign up; PLUS, if 300 SB before the first of next month, you’ll get a bonus 300 SB!

For any economy, smooth financial transactions are of extreme importance. Financial institutes are constantly coming up with new and innovative ways to make the transaction mechanism swift and smooth. Thereby, the European Union has introduced a major breakthrough in terms of payments by debuting Single Euro Payments Area (SEPA).

Today, financial institutes are still trying to implement changes in the online payments space. However, the procedural changes have already been implemented in terms of Direct Debit and Credit Transfers.

SEPA – A Major Payment Breakthrough

In Europe, SEPA is considered as a major development paving way for a strong economy. Since the time of its introduction it is altering and improving the stature of the industry. Considering the popularity of the system, SEPA is being rapidly implemented within banks and businesses.

Today, businesses can make use of SEPA through payment solutions like AccessPay to ensure streamlined transfers across the European Union. The transformation has helped Europe implement a standard payment mechanism offering greater flexibility, convenience and security. The payment solution that Access Pay provides is ideal for businesses who wanted to operate across the EU and be ahead of their counterparts.

SEPA – Enabling Businesses to Make Cashless Payments

The Euro is used by European businesses across the region to make cash payments. However, the purpose of introducing SEPA is to enable local businesses to make cashless payments within Europe. This will allow them to govern cashless monetary payments through a single account without worrying about the local laws and regulations based on the location’s geography. Thus, as long as a country is within Europe the payment can be swiftly processed through SEPA.

SEPA is not just a revolutionary concept for the payment industry, but will also change the payment patterns of businesses and individuals. Through SEPA, payments can be made across Europe using euros. This will help the EU deploy a single and effective financial payment mechanism within the continent. Along with convenience, SEPA will help bolster the local economy and strengthen the net worth of euro.

Benefits of SEPA

The rapid propagation of SEPA has led to the evolution of business payments in Europe. This has resulted in multiple benefits for the local European populace.

Here’s how SEPA has made it easier for businesses in Europe:

• Single System across Europe: European businesses can now leverage from a single system that can be used for both local bank transfers and cross-border transfers.
• Reduced Cost: The payment related costs will go down substantially eliminating the need of banking fees. Further, it will make the complex banking procedures simpler and will offer transparency in pricing. The cost associated with dealing with errors will go down substantially. Further, an efficient system will result in considerably low IT expenses and operational costs.
• Direct Debit Facility: With SEPA businesses can make transactions within Europe by direct debit. This essentially means that one account will be charged within a country and the business/individual can receive the service in another country. Businesses at large will leverage from an efficient direct debit mechanism. This will lead to enhanced security while managing sales within Europe. The chances of being scammed will go down considerably with SEPA.
• Secure and Faster Payments: It will make it easier for businesses to make payments in Europe. The overall process will become safer, cheaper and faster. Moreover, the pricing is extremely transparent as a standard payment mechanism will be followed. The security of the transaction processing data will improve considerably.
• Business Development: The scope for businesses in Europe will improve considerably. Business will now be able to cater to a broader audience without the fear of being scammed.

The European Union has always focussed on coming up with new and unique ways to strengthen the economy. Today, businesses want to opt for a secure cashless payment mechanism, which can now be done with the help of SEPA. The implementation will lead to the transformation of the payment fraternity offering greater security and flexibility. As the concept is in its infancy stage, businesses that adopt it now will leverage in the future. Moreover, it is also believed that further advancements will soon surface in terms of laws, regulations, terms and conditions once it is rapidly used across the board.

Swagbucks is holding their Swago promotion starting Monday, August 28th at 9am PDT! It’s just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it.

The best part is that the points you get can be used to get free gift cards to places like Amazon, or PayPal cash!

Fill up your board and then submit your pattern to get even more points – if you can fill in the whole board, you get a 500 SB bonus! That’s enough for a $5 gift card in their Rewards Store.

Click here to sign up and get started! If you sign up through my link and earn 300 SB before the first of next month, you’ll get a bonus 300 SB!

I have always loved the look of wallpaper but figured it was way too difficult to do on my own and couldn’t afford to pay someone to do it.  However after I was asked to review my choice of one of their best wallpapers from Graham & Brown I figured I would give it a try.  I chose the Tango Gold Wallpaper and am so in love with how it looks.

This was my bathroom before adding wallpaper…

And here are pics of my bathroom after putting up the wallpaper…

The project did take quite a bit of time but it wasn’t hard at all.  It just requires a lot of measuring.  The best part of my new wallpaper is that it totally hides how uneven my drywall texture was.  It had been repaired so many times that paint couldn’t even cover it.  This was an absolute perfect way to make the bathroom look elegant again !!!

Make sure you check out all of the choices of modern bathroom wallpaper that they offer on their site.  If you are too scared to try wallpaper, you can always check out all their fabulous selection of wall art.

Follow Graham & Brown on social media to keep up with all the latest news and promotions:

• Pinterest
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• Google Plus

The EatSmart Precision Elite Digital Kitchen Scale is a must have kitchen product for those that are conscious of their eating habits or needing to lose some weight.

If you want to ensure that your baked goods are delicious, it’s critical to calculate ingredients, by weight, on a kitchen scale. I really love how the tare button on the scale allows you zero back with every new ingredient so you can measure everything in one bowl, creating less mess to clean up.  I also have been able to calculate my calorie intake because I can accurately calculate the weight of the foods I am eating.  This has been the only successful way for me to lose weight.

Other “must have” features include:

• an oversized, stainless steel platform to accommodate large mixing bowls
• measures up to 15 lbs quickly and accurately with a graduation of 0.05 oz / 1 gram
• four measurement modes: ounces/lbs/grams/kgs
• an easy to read backlit display
• a tare feature that eliminates the weight of the container or subsequent ingredients

Where to buy: Amazon.com or eatsmartproducts.com.

If you’re a TV lover, Hulu is running a special on their offer through Swagbucks this weekend only: You’ll get $30 (paid in the form of points called SB) for trying Hulu for a month. That will cost you $7.99, so you’re making $22 on the deal!

Hulu has tons of current and classic programming, movies, brilliant original series, and more. Here’s how you do it:

1. Click this link. You need to be a Swagbucks member to take advantage of this offer, and if you don’t have an account you can create on here, which takes 30 seconds.
2. Click “Continue” and sign up for Hulu
3. Enjoy Hulu! You should have your points within 30 minutes. You must be a first time Hulu member to receive SB for this offer.

Haven’t tried Swagbucks yet? They’re a site where you earn points (called SB) for doing things like online shopping, watching videos, taking surveys, and discovering deals and services you might like to try (like Hulu!). You then take those points and turn them into free gift cards to places like Amazon, Starbucks, Walmart, Target, or PayPal cash.

This is a great time to join because when you sign up through the link above and get your 3000 SB, you’ll get a bonus 300 SB at the beginning of September. So that’s $30 (3000 SB) for trying Hulu plus your $3 (300 SB) bouns, which gets you 3300 SB, which means you make $25 total for trying Hulu!