If you are looking for a unique and delicious treat to give your loved ones this Valentine’s Day, you should check out the amazing Valentine’s Day Postcard cookies at Mackenzieltd.com.

These rich and delicious buttery shortbread cookies are hand-decorated with vintage images of Valentine’s Days past.

I was sent a package of these cookies to try and wow were they good. In fact, I sent my boy friend out the door with one of the heart shaped cookies and a few minutes later he texted me saying “That is one delicious cookie”. It is super buttery with just the right amount of sugar on top. Plus the details in the pictures are just amazing.

These cookies would make a wonderful gift that will be remembered for a lifetime. GO HERE to order your today. Package will include 5 large postcard-sized cookies and 8 heart cookies.

Until a few decades ago, it was almost unthinkable that there was any other way to pay than cash. However, over time, the financial market has become increasingly competitive, and technological advances have brought new means of payment.

Thus, wire transfers, credit cards, and digital money transfers have developed. Also, the use of electronic money has recently become increasingly popular. You can check this link to learn more about different payment methods used in e-commerce.

Virtual cards are a convenient way to pay for things without having cash. They work just like any other card, meaning they can be debit or credit. But instead of having a tangible piece of plastic, you have an app on your phone or any other smart device. Simply put, this digital wallet replaces your physical wallet.

This technology has been around for years but has yet to catch on with users. More and more companies have been creating payment apps, but these services are not yet household names. However, well-established platforms overcome these problems by bringing digital payment solutions to consumers. Besides, they succeeded in providing reliable payment platforms that make managing virtual cards a hassle-free experience.

What Is Virtual Card

A virtual or V-card can be used as either permanent or temporary means of payment. It represents a customized app with randomly generated numbers resembling the bank account you linked. Also, you can set spending limits based on the amount of money you spend on each transaction. And every time you make a payment, the funds are subtracted from your balance.

You can use a virtual credit card (VCC) in the same way. When you make a purchase, it goes to your revolving lines of credit. It’s usually linked to the underlying bank accounts. You pay interest and fees for using this app, just like any type of loan.

Electronic numbers on VCCs are unique to each user. They have nothing to do with information about your bank account and can make purchases online or in shops. Also, you can cancel these transactions without affecting your balance. These apps also have a set daily limit so it’s easier to control your costs.

Digital vs. Virtual Card

The terms’ digital’ and ‘virtual’ are not interchangeable when it comes to VCCs. Neither involves a physical piece of plastic, and you can use both for contactless online and offline payments. Also, both methods are accepted by most merchants that accept electronic money. Yet, there are a few critical differences.

Digital VCCs are the same as your plastic credit card, only in a digital form. That means they have the same information (card number, expiry date, and CVC), and it’s stored in your phone. You can use them for ATM withdrawals and offline purchases, as most POS terminals accept contactless payments. That brings a lot of conveniences but makes your data prone to hacking.

On the other hand, you can’t always use virtual cards for offline purchases. That’s because it requires compatible payment terminals, which are not widely available. These are usually devices with NFC technology embedded in them.

VCCs have unique information which changes after every use. That makes these means of payment more secure than digital or physical cards, especially when it comes to online transactions. As a result, they are less susceptible to fraud and data misuse. Even if you spot any fraudulent activity, it’s easy to freeze your card in a few minutes.

Ease of Use

One of the most significant benefits of virtual cards is their ease of use. The software and apps available enable anyone to apply for these payment means. But, first, you need a computer or smart device that supports NFC technology, which is the case with most modern devices.

The next step is setting up an account at a particular payment platform and following the sign-up steps. Next, you’ll have to link an existing bank account with your new V-card. Once you’re done, the issuer will notify you about the account verification. After that, the VVC numbers will be added to a digital wallet or copied to a device. The entire process will last no more than a few minutes.

Safety of Use

As explained on https://dailybayonet.com/why-you-need-a-virtual-credit-card-how-to-get-one/, VCCs are secured by encryption, so you can use them as a safe and convenient way to pay online and in-store. Their numbers are tied directly to the merchants – one combination of digits per purchase. Then, after making a purchase, any remaining balance will be returned to your account. That makes this means of payment almost impossible to copy and misuse.

Fewer Fees

Another benefit of VCCs is that they are cheaper than pieces of plastic issued by banks. They don’t require printing and shipping, and you don’t have to wait for them. In fact, you can use these apps as soon as they are installed. Also, there are no maintenance fees, and some issuers even have no transaction fees. You can enjoy some perks like cash-back or rebates on your monthly balance.

Convenience for Businesses

The benefits of VCCs for businesses go far beyond removing paper documents. Companies accepting this payment method can regain cash flow control and eliminate time-consuming paper trails and spreadsheets. Also, it allows merchants of any size to effectively manage cash flow through enhanced reporting, data capture, and instant reconciliation. These apps also ease reporting and accounting tasks.

Merchants accepting this payment method also streamline the entire accounts payable department. All transactions are digitalized and proceed on time. In fact, processing this transaction is so easy that these companies don’t need a separate analyst. That means fewer expenses.

Convenience

VCCs have a host of advantages for corporate users, too. For example, they can be approved online or through apps, allowing for more convenient social distance payments. So companies can issue them to multiple team members at once. With this feature, they can pay for multiple invoices in one place.

This convenience is enhanced by the automated process, making this app a good fit for the accounts payable workflow. Besides, virtual cards speed up financial transactions and increase cash flow by offering greater spending control for companies. With this method, corporations can limit purchases and control payments and expenses.

For example, remote employees may need to buy office supplies. Giving them access to a business bank account is not wise, regardless of the trust. Virtual cards can help companies implement spending limits and give remote employees one-time access. That’s an excellent way for business owners to prevent fraudulent activities.

Cost Reconciliation

VCCs are helpful for businesses that require recurring payments. For example, they can help merchants avoid losing records of any transaction. So, you don’t need to spend hours checking your expenses. Instead, you can see all your transactions in one place, making reconciliation easy. Also, your accountant can use rules to code payments automatically and add tags before reporting them. That way, every transaction is recorded accurately and completely.

Limited Use

VCCs can be a good choice in most cases, but sometimes, they just won’t work. For example, you can’t always use them for offline purchases due to the lack of POS terminals accepting this technology. Some issuers even provide limited use for online transactions.

The problem can also arise when you are in a situation to request a refund or show your virtual card. For example, you bought a plane ticket that you’d pick up at an agency or an airport. A clerk may ask you to show the credit card for verification before taking your ticket. Since the V-card is a temporary combination of numbers that resembles the actual number of your credit card, a problem may arise because these two data don’t match.

Hidden Fees

Virtual cards can come with extra fees, primarily if you use separate ones for different stores. Depending on the provider, you could be charged an initiation fee when you turn your card on, as well as monthly maintenance costs. Using a V-card can become costly if you’re unclear about these terms.

Another shortcoming is that you can’t use V-cards for cash withdrawal. Although some issuers might provide this service, it can be quite costly. That’s because the issuer pays fees to be included in the ATM networks. So it’s essential to understand all the expenses before deciding to use one.

Hacking Risks

While the security of virtual cards outweighs their disadvantages, these apps are not all-mighty. In fact, the ease of using them has created a potential vulnerability to hacking and fraudulent activity. Virtual cards use a buyer’s identifying information, so anyone with access to the card data can misuse that information. So, if it leaks, it will be easy for someone to use it to commit fraud.

The good sides of virtual cards are ease of use, security, convenience, and increasing acceptance. But since this technology is still new, it’s not perfect. So it can be prone to hacking and misuse. If you decide to get one of these, use them carefully and with the utmost attention.

eCreamery Ice Cream is dishing up marvelous Mother’s Day gifts that show Mom just how much she is loved!! Their delicious gifts of true ice cream artistry – custom churned and hand-packed in small, mouthwatering batches, are sure to delight your Mom and secure your status as her “favorite child.”

The eCreamery Mother’s Day Premium Collection includes…

• Mom’s Scoops of Love – Butter Brickle – Vanilla Ice Cream with Toffee Crunch
• Best Mom Ever – Strawberry Ice Cream
• Mom’s Tub of Hugs – Chocolate Cake Ice Cream with Brownie Bites and Fudge Swirls
• Mint To Be My Mom – Mint Ice Cream with Chocolate Cookie Crunch and Fudge Swirls

There is also an eCreamery Mother’s Day Limited Time Collection which includes one pint of each of these amazing special springtime flavors:

• Hazelnut – Hazelnut Ice Cream
• Lemon Cookie Crunch – Lemon Cake Ice Cream with Lemon Cookie and Graham Crunch
• Butterscotch Sundae – Butterscotch Ice Cream with Brownie Bites, Chocolate Chunks and Fudge Swirls
• Brownie Batter – Brownie Batter Ice Cream with Brownie Bites and Brownie Batter Swirls

And they also offer collections that pair ice cream with cookies for the ultimate dessert experience.

*All their gifts include greetings of love and thanks to your sweet Mom!

Camping trips are always exhilarating that send your adrenaline gush to the zeniths and keeping you on your toes. And if you are an adventure aficionado in love with camping, trekking and hiking, you must also ensure being accoutered with the right tools that will help you on your adventurous endeavors and make things sail smooth.

Without doubt, sturdy knives are the tools that are the most essential items on your ‘to carry list’. From chopping and cutting ingredients for roasting and barbecuing to putting up tents and even safeguarding yourself and your family amidst the wilderness, possessing strong, sturdy knives are an absolute necessity. Here are some reasons why to invest in sturdy knives for your camping trips:-

Prepping Food- One of the foremost things that gets you busy on your camping trip is preparing your food. Of course, you would want to keep it to the minimum with only a few ingredients, but at the same time ensure that you cut them properly for a well-barbecued meal. While a folding pocket knife helps immensely, it might not be up for sturdier or more complicated tasks on a camping trip.

Whether its meat or veggies or even fruits, possessing good quality knives will help you cut, chop, slice and even peel with ease. Once your ingredients are well cut, they will hardly take time to cook or get roasted.

Cutting Ropes and Wires- Camping is all about tenting the right way. You would want to ensure that your tents are put up properly and have robust ropes and anchors so that they proffer the right protection throughout the night and give you and your family a good night’s rest.

Being equipped with high quality, sturdy knives will make your building chores easier. You can cut ropes with ease, put up wires or ropes for drying clothes without hassles and even cut the wood for anchoring. After all, you would not want your tent to come down on you when you are dreaming in peace at night.

Hunting- Adventure trips cannot be exciting enough without some hunting sprees. You can go fishing, hunting wild boars in the wilderness or just climb up a tree and cut down some succulent fruits to have for breaequippe

If you have high quality knives with sharp edges and good grip, hunting can be a fun game altogether. Just remember to get back your knife once you have got your prey.

Protection- When you are camping and hiking, the last thing that you would want is to be a prey to lurking predators. Adventures like camping, trekking and hiking also expose you to a lot of danger and uncertainties.

When you are accoutered with a set of sturdy knives, they will act as strong, helpful weapons in case you need them in times of danger. Not only wild animals, they act as protection against uncalled for human intervention as well.

Miscellaneous uses- There are so many trivial things that you need to do when you go camping. Peeling off the fish skin, opening a bottle of beer, digging the ground for putting up the tent or even killing the big insect that is trying to infest your body- there are a whole lot of things that only your knife can do. In fact, there are specialized knives with magnesium fire starters integrated in them which can help you light up a fire in a jiffy.

Summing Up

Therefore, the next time you go for camping, be sure to pack your backpacks with a set of sturdy knives that will surely prove to be your most valuable companions on your adventure spree.

Have you ever wanted to be a movie star? Now you can in L.O.L. Surprise! Movie Night. The all-new Nintendo Switch game based on the popular toy franchise lets players live the Hollywood life with fun quests, minigames, adorable outfits and more!

L.O.L. Surprise! Movie Night allows players to experience the game’s Hollywood-esque lifestyle through:

• Lights! Camera! Action! – L.O.L. Ville studio grounds are hustling and bustling with activities found on different filmset locations. Players can memorize scripts for the upcoming show, grab some movie theater popcorn, run away from ghosts at the spooky mansion, venture off on a desert excursion or set up production on a film set.
• Live the lavish lifestyle – After a long day on set, it’s time to sit back and relax at home where players can decorate their apartment or wear the latest fashion and accessories using Glitter Tokens.
• But first, let me take a selfie – Movie stars need to glam it up for the camera. Players can take a selfie while wearing their favorite O.O.T.D. (Outfit of the Day) and customize pictures with colorful stickers and fabulous filters.
• Surprises galore – Players will journey through the game to acquire an L.O.L. Surprise! Ball containing a plethora of goodies, including wallpaper, rugs, furniture and much more.

L.O.L. Surprise!â„¢ Movie Night is available for Nintendo Switch, digitally on the Nintendo eShop and at global retailers including Amazon, Best Buy, GameStop, Target and Walmart for $39.99 starting today. The game is rated E for everyone by the ESRB.

It’s the perfect gift to give this holiday season !!!

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